AML Regulations
Comprehensive database of global Anti-Money Laundering regulations and standards. Search and explore AML/CFT frameworks from jurisdictions worldwide.
Global AML Regulations
| Name (click for source) | Jurisdiction | Summary | Year |
|---|---|---|---|
| United States | |||
| Bank Secrecy Act (BSA) | United States | 1970 law requiring financial institutions to assist in detecting money laundering through recordkeeping and reporting of cash transactions over $10,000 | 1970 |
| USA PATRIOT Act | United States | 2001 act strengthening AML measures, requiring customer identification programs, enhanced due diligence, and information sharing mechanisms | 2001 |
| Anti-Money Laundering Act (AMLA) | United States | 2020 act modernizing US AML framework, establishing beneficial ownership registry, expanding whistleblower protections, and enhancing penalties | 2020 |
| Corporate Transparency Act (CTA) | United States | Part of AMLA 2020, requires companies to disclose beneficial ownership information to FinCEN to combat shell company abuse | 2020 |
| International | |||
| FATF 40 Recommendations | International | Global standards for AML/CFT measures covering legal frameworks, preventive measures, and international cooperation (regularly updated) | — |
| Wolfsberg Principles | International | Industry-led AML/CFT standards developed by major international banks focusing on private banking, correspondent banking, and trade finance | — |
| European Union | |||
| 4th AML Directive (4AMLD) | European Union | 2017 directive strengthening risk-based approach, establishing beneficial ownership registers, and enhancing customer due diligence | 2017 |
| 5th AML Directive (5AMLD) | European Union | 2020 directive extending scope to crypto exchanges, improving transparency of beneficial ownership, and enhancing FIU cooperation | 2020 |
| 6th AML Directive (6AMLD) | European Union | 2021 directive harmonizing predicate offences, extending criminal liability to legal persons, strengthening penalties for money laundering | 2021 |
| AML Regulation (AMLR) | European Union | 2024 regulation creating single rulebook for AML/CFT obligations, directly applicable across EU member states | 2024 |
| United Kingdom | |||
| Proceeds of Crime Act (POCA) | United Kingdom | 2002 act establishing money laundering offences, asset recovery powers, and suspicious activity reporting requirements | 2002 |
| Money Laundering Regulations | United Kingdom | 2017 regulations (amended 2022) implementing risk-based approach, customer due diligence, and beneficial ownership requirements | 2017 |
| Canada | |||
| PCMLTFA | Canada | Proceeds of Crime (Money Laundering) and Terrorist Financing Act establishing reporting entities' AML/CFT obligations | — |
| Asia-Pacific | |||
| PMLA | India | Prevention of Money Laundering Act 2002 criminalizing money laundering and providing for confiscation of laundered property | 2002 |
| AML/CTF Act | Australia | 2006 act requiring customer identification, transaction monitoring, and reporting suspicious matters to AUSTRAC | 2006 |
| Anti-Money Laundering Law | China | 2006 law establishing customer identification, transaction reporting, and record-keeping requirements for financial institutions | 2006 |
| AMLA | Singapore | Anti-Money Laundering Act establishing comprehensive framework for prevention, detection, and enforcement of money laundering | — |
| Middle East and Africa | |||
| AML/CFT Federal Decree Law | UAE | Federal Decree Law No. 20 of 2018 establishing comprehensive AML/CFT framework aligned with FATF standards | 2018 |
| FICA | South Africa | Financial Intelligence Centre Act establishing customer due diligence and reporting obligations for accountable institutions | — |
Showing 19 of 19 regulations